Do Insurance Policies Cover Water Damage?

It’s the $10,000, $50,000, $75,000 question: “Am I covered?” Southwest Iowa and Northwest Missouri have seen powerful storms and devastating floods in recent years. And, there’s always the potential for a broken water pipe during sub-zero, winter weather. Nature of the emergency Will your insurance policy cover water damage cleanup, restoration and replacements? It depends […]

What is Meant by Water Damage?

A variety of mishaps could lead to water pooling in your home. I’m often asked by homeowners and by insurance agents whether water spills and pools should be cleaned up by homeowners or by a qualified water damage restoration services company. My answer is Yes, if the water discharge amounts to a Category 2 or […]

Seven Tips for Rebuilding Soon after a Disaster

Have you been ravaged by flooding after a river exceeded its banks? Did a thunderstorm release flash floods where you live and work? Did levees surrounding your town give way? If so, you’ll want to begin repairing and rebuilding your property quickly. But to begin, you need to file a claim. Filing correctly, the Insurance […]